What is an example of a specific lien?

A mortgage on a property is considered a specific lien because it is directly tied to a particular piece of real estate. Specific liens, like mortgages, are claims against specific property rather than against the general assets of the owner. When a property owner takes out a mortgage, the lender has a legal claim to that specific property until the debt is repaid in full. If the borrower defaults, the lender has the right to foreclose on that specific property to recover the owed amount, demonstrating the nature of a specific lien as it relates directly to a defined piece of real estate.

In contrast, judgment liens and other types of liens mentioned in the options pertain to claims that could be against various assets or general property of a debtor rather than one specific item, making them considered as general liens.